2021.12.06 02:50 looneytunes004 Doubled my salary but have no idea how to manage my money now
As the title suggests, I’m mid twenties and I just recent doubled my salary from ~$65K to ~$145K all in and need some guidance on how to best invest and save my money properly.
I’m risk averse so I intend to put 20-30% (maybe more) into ETFs monthly and max out my TFSA for which I have quite a bit of contribution room left. My employer does a 5% RRSP match as well. I have a decently sized emergency fund already set up.
What else would you recommend for someone in my position? Any help is appreciated.
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2021.12.06 02:50 itsjustme404 Forgot to share this picked them up in the summer. Woo-hoo lol.
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2021.12.06 02:50 rottenbambi Going to meet my priest for spiritual direction for the first time
After almost 8 months of stumbling through my faith alone and swinging between (thinking I have) zeal, confusion and despair, I'm finally going to swallow my pride and ask for help. How I approach my faith is how I've been approaching life for the past 15 or so years, at least since I could walk and talk and feed myself with a spoon.
I don't know where to start, or if I'll be able to open up and be vulnerable enough to express myself the way that I feel like I need. Years of suppressing my pain and emotions and sinful living have caused a spiritual wasteland, so to speak. I'm only able to cry by the grace of God, but feeling emotionally and spiritually disconnected has become a source of fear and paranoia.
I just want to have the confidence and boldness of a child of God, and I want to be able to approach Jesus and call him Father without cringing at myself. Please pray for me, that I won't freeze. Lord, help me to lay my heart and soul out to you with complete and utter trust. Holy Spirit, search my heart and bring to surface what needs to be expressed from the abyss of my soul.
submitted by rottenbambi to Catholicism [link] [comments]
2021.12.06 02:50 Pepper-Aromatic Holiday gift
2021.12.06 02:50 bhoolabhatka Can anyone guide me to the ICO of loopring?
On coinmarketcap.com, it says that 1,374,513,896 is the max LRC supply and 1,373,873,440 is the total (minted - burnt) supply. So, if i'm not wrong, almost all LRC tokens have been minted? Can anyone guide me to what the premine of LRC looked like? in how much time were these tokens minted?
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2021.12.06 02:50 idontwanna1 Do really tall men actually have a time dating?
2021.12.06 02:50 radchad42069 Gwess scares me
2021.12.06 02:50 RainSesh TJ + Collin
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2021.12.06 02:50 Khar_2 Brand new 8.5 Ultraboost 4.0 DNA for sale! $130 + shipping. Comes with box and tags still attached.
2021.12.06 02:50 carlostkd Benfica Sporting pode ser repetido
Fonte próxima dos encarnados revelou hoje rádio renascença que o benfica pondera apresentar queixa na liga porque o Sporting apresentou-se para o jogo com 11 jogadores em vez de 9.
o Benfica quer a repetição do jogo.
submitted by carlostkd to benfica [link] [comments]
2021.12.06 02:50 RadiantWrangler8513 My mother's ex boyfriend was sleeping with my ex girlfriend
Me and my ex were long distance for 2 years, moved her to my hometown in May. She kicked me out, gaslighted me, and got a restraining order on me, with the help of my mother's drug dealing ex. I found out months later they were sleeping together and he was her sugar daddy. She even is long distance dating another man. I feel sick to my stomach let this narcissistic woman in my life and keep ruminating about the past and what ifs? She had so many good qualities. I don't understand why she decided to hurt me like this after everything we went through together. I'm so confused and need help.....
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2021.12.06 02:50 Jrb1233 What’s the most supernatural thing that’s happened to you?
2021.12.06 02:50 CloversIsopod No trouble paying for a faceup or outfit... its the wig that seems to stump me! Anyone relate?
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2021.12.06 02:50 Diaboderondoni ESSE CARA E MUITO BOM
2021.12.06 02:50 Spawnike At 18, is it normal to primarily and almost exclusively watch tv shows with 10-18 year olds and watch YouTubers who are 10-18 or is it weird or what?
2021.12.06 02:50 KaxoH Faut-il attendre le départ du locataire pour vendre ?
Bonjour le sous, Je ne sors pas de l'hésitation pour l'avenir de 2 appartements à Toulouse: * T2 45m2 quartier Saint Martin du Touch, près des stations de métro prévues pour 2026. Acheté, en 2013, 94k€ (tous frais inclus), estimé maintenant 120k€. Loué 430€ hors charges. Taxe foncière 825€. DPE: D. Résidence correcte. * T3 65m2 quartier Bourrassol, près de station de métro patte d'oie. Acheté en 2018, 190k€ (tous frais inclus), estimé 220k€. Loué 540€ hors charges. Taxe foncière : 950€. DPE: D. Résidence bonne. Crédit en cours 134k€, avec mensualité de 750€. * Locataires en place, gestion directe, peu chronophage. Propriété en noms propres.
Pour vendre: mauvaise rentabilité de location, gestion à distance (déménagement vers Nantes), remboursement du prêt pour achat de résidence principale à 5 ans, Pour conserver et louer: locataires en place, plus value, risque locatif inférieur aux autres risques de marchés.
Ma décision actuelle est d'attendre le départ du locataire du T2 pour vendre, éviter la décote de l'occupation, avec cependant le risque locatif. Rembourser le crédit et conserver le T3 pour la plus value en considérant que le risque d'une baisse du marché immobilier est faible.
Est-ce que la réflexion est correcte ? Ai-je oublié des éléments à considérer ?
Merci pour votre avis, bonne journée et bonne semaine.
submitted by KaxoH to vosfinances [link] [comments]
2021.12.06 02:50 TEnOTT Balinda Stonehearth artwork from PlayHearthstoneKR
2021.12.06 02:50 Late-Escape-4150 :)
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2021.12.06 02:50 SeaWorldliness2068 Goldman Sachs and 100k Bitcoin
I have heard numerous times this year 100k BTC, 10K ETH.
Now it is kinda starting to add up!
Is the Bull run over? Mine personal opinion no. We gonna see a biggest Bull run ever.
Is this good news, maybe. I mean always in life you get both sides of bad and good things.
What could be the down sides here, I guess even wilder volatility. Tons of liquidations for margin trades, futures etc.
So I guess them market makers seem as a maybe good option here. I honestly plan to take them all juicy fruits.
Been exploring some market makers, kinda understood how they work, dunno what are the best atm. Gonna find out, and feel free to give some advices.
Also I do believe it is a great time to get some dips on altcoins, shitcoins, etc.
One thing im 100% sure is, things are going to go wild.
P. S. Goldman Sachs ain't fucking around.
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2021.12.06 02:50 read_nothing Squeeze me! What extraordinary or even ordinary has KK done in the show so far?
2021.12.06 02:50 In-development-still That was too easy
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2021.12.06 02:50 phoenixed123 Sabah’s Nature Conservation Agreement: A two million hectare carbon deal involving a fake director, an inequitable agreement, a history of destructive logging, massive corruption, a series of offshore companies, and a sprinkling of neocolonial racism
2021.12.06 02:50 HerophandHuy Starlight SMP
HELLO. UPDATED TO 1.18 Were you looking for a vanilla community server without unnecessary rules? You just found it. Server was created 3 days ago and already has a small player base. Join and dont try to become a part of history - CREATE history of server. Doesnt matter who you are - a griefer, pvper or a builder. WE WELCOME EVERYONE. There you go - starlight.20.tps.ru More info in Discord: discord.gg/YngFVkcg3Z btw sorry, the hosting is kinda bad rn, but admin is gonna fix it next month!
submitted by HerophandHuy to MinecraftServer [link] [comments]
2021.12.06 02:50 TweetArchiveBot Bronaldo Gouws 🇿🇦: @DumoDenga Stay strong bud!
2021.12.06 02:50 ARealFishFromAPond What is a show you hate but everyone likes?